Get Paid Early, Your Way

Vendor Pay Express℠ supports suppliers with encumbered receivables or assets, overcoming barriers to traditional financing like lines of credit or factoring.

Fast Payments for Suppliers, No Factoring Involved
Unsecured Transactional Payment Processing
Vendor Pay Express Get Paid Early

Cash Flow with Unsecured Payment Solutions


Are you offering your products or services on net 30, 45, or 60-day terms? Frustrated by the endless paperwork and complex processes required to finance those orders through banks, finance companies, or factoring services?

Vendor Pay Express revolutionizes how businesses manage cash flow. Our digital platform connects vendors and buyers, offering seamless, unsecured payment solutions that eliminate delays and paperwork.

Get paid instantly, without tapping into credit lines or cash reserves. We take care of waiting for your buyer’s payment, so you don’t have to. It’s cash flow on your terms.

No Financing Statements

Keep your business free from liens or complicated filings.

No Paperwork Hassles

Skip the stacks of forms and tedious processes.

No Customer Notifications

We don’t send notices of assignment, preserving your client relationships.

Simplifying Supply Chain Finance with a Modern Payment Solution

As global supply chains become more dynamic and complex, the demand for fast, flexible, and technology-enabled financial solutions has never been greater. Vendor Pay Express offers a smarter alternative to traditional financing—eliminating the delays, paperwork, and limitations tied to banks, loans, and factoring arrangements. We’re not a factoring company or a traditional lender — we’re an alternative funding solution that provides early payments to vendors in exchange for a small service fee.

Vendor Pay Express is a digital-first Early Payment Supplier Program that enables approved vendors to get paid immediately after invoice approval—no loans, no debt, and no chasing collections. Buyers retain their standard payment terms interest-free, while suppliers unlock critical liquidity without financial entanglements. It’s a seamless, scalable solution built for today’s supply chain.

How It Works

1

Upload Invoice

Vendors submit invoices via our secure, user-friendly portal.

2

Buyer Approval

Buyers review and approve invoices directly in the platform.

3

Get Paid

Funds are released to vendors instantly, while we handle buyer payments.

work process payment financing program
Work Process

How Our Early Payment Program Works?

Buyers often need extended credit terms, but suppliers need cash sooner. Vendor Pay Express solves this with a unique program that gets you paid early, ensuring your business thrives without the hassle of traditional financing or factoring arrangements.
Getting started with Vendor Pay Express is seamless and lightning-fast:

1. Buyer Approval: Submit your buyer's information for credit analysis and the terms of your sales, once approved we can send them your invoice through our platform.

2. Invoice Approval: Your customer reviews and approves the invoice directly in the system.

3. Get Paid Instantly: Once approved, Vendor Pay Express sends you the funds immediately, minus a transparent, competitive service fee.

benefits suppliers receiving early payments
Benefits

Suppliers Receive Early Payments While Buyers Gain Flexible Working Capital

Vendors receive payments swiftly without delays, while buyers can finance supplier invoices without drawing on existing credit lines or cash reserves. Vendor Pay Express’s cutting-edge digital platform effortlessly connects vendors and buyers, delivering fast, unsecured payment solutions tailored to both parties’ needs.
Buyers can offer vendors an Early Pay option, featuring a transparent fee based on the invoice terms. Once the vendor accepts, Vendor Pay Express promptly releases the funds on the buyer’s behalf, ensuring seamless transactions and optimized cash flow for all.

Vendor Pay Express℠
Rapid Transactions
Adaptable Options
EASY Setup

Understanding our qualification process

1) We review both the supplier and buyer to ensure eligibility.

2) Suppliers provide digital copies of documents required by buyer.

3) Products or services must be fully delivered to the buyer; no pre-billing invoices are eligible.

If your buyer can’t pay promptly or requests longer terms you can’t support, we’ll collaborate with them to ensure you get paid quickly on your invoices.

Your Questions Answered

FAQs About Our Payment Solutions

Explore answers to your questions about our payment process and criteria.

How does our payment process work?

Our system facilitates quick payments by leveraging the buyer's credit strength, ensuring a smooth cash flow.

What are the criteria for eligibility?

Both parties must meet our standards. Full delivery is required, and pre-billing is not eligible.

Are there any associated fees?

A transaction fee of 2.5% to 8% applies, depending on the terms chosen.

How can I upload my invoices?

Upload invoices easily on our platform for swift payment processing.

contact vendor express to get paid faster