Vendor Pay Express℠ supports suppliers with encumbered receivables or assets, overcoming barriers to traditional financing like lines of credit or factoring.
Are you offering your products or services on net 30, 45, or 60-day terms? Frustrated by the endless paperwork and complex processes required to finance those orders through banks, finance companies, or factoring services?
Vendor Pay Express revolutionizes how businesses manage cash flow. Our digital platform connects vendors and buyers, offering seamless, unsecured payment solutions that eliminate delays and paperwork.
Get paid instantly, without tapping into credit lines or cash reserves. We take care of waiting for your buyer’s payment, so you don’t have to. It’s cash flow on your terms.
Keep your business free from liens or complicated filings.
Skip the stacks of forms and tedious processes.
We don’t send notices of assignment, preserving your client relationships.
As global supply chains become more dynamic and complex, the demand for fast, flexible, and technology-enabled financial solutions has never been greater. Vendor Pay Express offers a smarter alternative to traditional financing—eliminating the delays, paperwork, and limitations tied to banks, loans, and factoring arrangements. We’re not a factoring company or a traditional lender — we’re an alternative funding solution that provides early payments to vendors in exchange for a small service fee.
Vendor Pay Express is a digital-first Early Payment Supplier Program that enables approved vendors to get paid immediately after invoice approval—no loans, no debt, and no chasing collections. Buyers retain their standard payment terms interest-free, while suppliers unlock critical liquidity without financial entanglements. It’s a seamless, scalable solution built for today’s supply chain.
Vendors submit invoices via our secure, user-friendly portal.
Buyers review and approve invoices directly in the platform.
Funds are released to vendors instantly, while we handle buyer payments.
Buyers often need extended credit terms, but suppliers need cash sooner. Vendor Pay Express solves this with a unique program that gets you paid early, ensuring your business thrives without the hassle of traditional financing or factoring arrangements.
Getting started with Vendor Pay Express is seamless and lightning-fast:
1. Buyer Approval: Submit your buyer's information for credit analysis and the terms of your sales, once approved we can send them your invoice through our platform.
2. Invoice Approval: Your customer reviews and approves the invoice directly in the system.
3. Get Paid Instantly: Once approved, Vendor Pay Express sends you the funds immediately, minus a transparent, competitive service fee.
Vendors receive payments swiftly without delays, while buyers can finance supplier invoices without drawing on existing credit lines or cash reserves. Vendor Pay Express’s cutting-edge digital platform effortlessly connects vendors and buyers, delivering fast, unsecured payment solutions tailored to both parties’ needs.
Buyers can offer vendors an Early Pay option, featuring a transparent fee based on the invoice terms. Once the vendor accepts, Vendor Pay Express promptly releases the funds on the buyer’s behalf, ensuring seamless transactions and optimized cash flow for all.
1) We review both the supplier and buyer to ensure eligibility.
2) Suppliers provide digital copies of documents required by buyer.
3) Products or services must be fully delivered to the buyer; no pre-billing invoices are eligible.
If your buyer can’t pay promptly or requests longer terms you can’t support, we’ll collaborate with them to ensure you get paid quickly on your invoices.
Explore our solutions for fast, early payments and improved cash flow.
Explore answers to your questions about our payment process and criteria.
Our system facilitates quick payments by leveraging the buyer's credit strength, ensuring a smooth cash flow.
Both parties must meet our standards. Full delivery is required, and pre-billing is not eligible.
A transaction fee of 2.5% to 8% applies, depending on the terms chosen.
Upload invoices easily on our platform for swift payment processing.